Policy Wordings and Product Disclosure Statements (PDSs) Terms, conditions, limits and exclusions apply to cover. Any advice provided is general only and does not consider your specific objectives or financial situation. Please read the relevant Product Disclosure Statement to decide if the product is right for you.
What is a Target Market Determination? A Target Market Determination (TMD) is a document that describes the type of customers a particular product is intended for based on their likely needs, objectives and financial situation. Importantly, it also describes which customers it is not intended for. The way in which the product can be sold, and how we will monitor the product to ensure it is continuing to add value for customers will also be outlined in the TMD.